A modification is any change you make to your vehicle that alters it from the manufacturer's standard settings. You must inform us of these changes. Examples of modifications include exhaust upgrades and body kits. If you don't declare modifications, we may invalidate your cover.

If you are unsure about car modifications and how they may affect your car insurance we have a guide to car modifications with all the information you need.

If someone not on your insurance crashes your car, then your insurance will not cover them, and they will be liable for any damage they have caused.

If you have suffered damage where the insured driver of your car is not at fault for the accident and the other vehicle is identified and not insured, then the damage to your vehicle is covered and will not affect your no claim discount.

We have outlined everything you need to know about being hit by an uninsured driver in our blog.

You should inform KennCo of any medical conditions at the quote stage that may affect you’re driving. You should inform the National Driver License Service (NDLS) of any conditions you have which may impair your ability to drive. You may then be required to submit a medical report which a medical practitioner would complete.

When you've been in an accident, take the following steps:

• If necessary, notify the Emergency services immediately.
• Notify the Gardaí & Emergency service (if necessary) immediately.
• Note the insurance details of the third party involved.
• Note the names, addresses and phone numbers of any witnesses.
• Take note of any details such as registration number, car model, speed zone, time of day and more.
• Take photos if it is safe to do so.
• Don't admit liability.
• Contact KennCo's claim number 01 409 2600 (select option 4) or for Out of Hours contact 01 2735195.

Ring KennCo as soon as you can to inform them of the accident, even if you are not at fault. By telling us early, you will provide accurate information regarding the accident while you have a clear memory of what happened. You can make claims years after an accident has occurred, so it is better to have the details on record as early as possible. KennCo's claim number is 01 409 2600 (select option 4) or for Out of Hours contact 01 2735195.

No. Cash is not covered when stolen from your vehicle.

We will pay you the Market Value of your car at the time of the accident.

Here at KennCo we are happy to provide you with a quote even if you have a lapse in your car insurance cover. We take your driving abroad into account, so you don't miss out on any discount if you're a safe driver. Call us on 014092600 to speak to an agent if you are returning to Ireland. 

We understand it's hard to get insured when you are returning to Ireland after living abroad and looking for car insurance. This is why you should choose us for expat car insurance.

We may require information such as proof of driving experience abroad. We may request proof of driving while you were in Ireland previously. You can request documentation from previous insurance companies, this will suffice.

A no claim discount (NCD), also known as a no claims bonus, reduces the cost of your insurance if you don't make any claim. It is based on the number of consecutive years you have not made any claims under your policy. So if you haven't claimed in five years, you will have five years of no claim discount applied to the cost of your car insurance. KennCo automatically include Step back protection on all Car Insurance as standard. If you are insured with KennCo, Step back protection means that if you have a 6 year no claims bonus and you have an accident during the year, at renewal you will only go down to 4 years NCB, rather than losing your full no claims bonus. KennCo Offer Full NCB protection on 5 Years plus, if no more than 2 claims have occurred under Your Policy during any 3 year period.

Yes. If you travel abroad and want to drive, contact us to ensure your policy covers driving abroad. If so, bring the necessary documents with you to prove this. KennCo's Car Insurance policies includes foreign use for up to 31 days.

Yes. However, you will not be covered under your KennCo Car Insurance policy during this time. The rental company will provide the car insurance for the duration of your rental. Before you drive away from the rental company's depot, check for any marks or damage to the car. Most rental companies will also require a full tank of fuel on your return, and if you return without a full tank, you may incur a fine.

Car insurance provides cover for the owner of the car for loss or damage to any vehicle. Car Insurance provides you with a sense of security when you have damaged your vehicle. Premium amounts are payable to the person securing insurance depending on several factors such as the type of vehicle, age of the vehicle, age of the insurer and more. KennCo Insurance provide Car Insurance quotes online 24/7 or over the phone during opening on 014092600.

We know car insurance in Ireland can be costly, so we can help with getting you the best policy and quote. There are many ways to get a cheaper car insurance quote. We discuss it here in a blog. Your car insurance premium is influenced by many factors. You're probably sitting there wondering, so, how do I get cheap car insurance? Well, we have the answers for you.

Buy a Car With a Small Engine: When purchasing a car and you want a more affordable insurance price, you should look at buying a car with a smaller engine size. They are safer and, therefore, less likely to be in an accident. You will also save more money on motor tax and fuel. 

Avoid getting penalty points: If you have zero penalty points on your license, you are sure to get cheaper car insurance than if you had four penalty points. You are seen as a safer driver if you don't have any penalty points. 

Build your no claims bonus discount: This is a brilliant way of getting a cheaper policy because insurers reward those who are claims-free on their premiums. The safer you're driving, the more you'll save in the long run.

Limit Your Mileage: Cutting down the amount you drive will save you money. The risk of being s car for over a year, you may get a lower insurance premium when taking your own insurance out.involved in an accident reduces the less time you spend driving. 

Pay Annually: Paying a lump sum upfront works out cheaper than paying monthly. Interest is applied to the finance agreement, leading to a higher amount over the year. 

Keep Your Car Safe: Parking your car in a safe location away from thieves makes it less likely to be vandalised.

Pay a Higher Excess: If you decide to pay a higher excess fee, it can reduce your insurance premium. You will pay more if your car is involved in an accident. 

Add a Named Driver: Adding a more experienced driver to your policy tells insurers that it won't just be you driving the car. You are more likely to drive safely with an experienced driver under the policy.

Named Driver Experience: If you have been a named driver on a parent or someone else'

New car owners must have at least third party cover to drive their vehicle legally on the road. Without this, you are breaking the law.

Before you drive off with your new car, you must have the motor insurance disc on the windscreen to drive in a public place. It is a very serious offence to drive without insurance. If you drive your new car without insurance, you will be penalised. 

Find out more here: Can I drive a new car without insurance?

A named driver has insurance to drive the vehicle on which someone else, i.e. a parent, is the main policyholder. There are no restrictions on who can add you as an additional driver; it doesn’t have to be family.