Use our convenient tool to calculate the total value of your home contents. Simply enter your estimated values in the fields below, and our calculator will add them up to give you an indication of the amount you should insure your contents for.
If you need assistance with valuations, we recommend checking receipts, current prices online, or consulting with a professional valuer.
Please note that you do not need to include the value of built-in kitchen units, wardrobes, or bathroom suites, as these are typically considered part of the building structure.
Home Contents Value Calculator
How do I calculate the value of my home’s contents?
To determine the value of your home’s contents, simply total up the worth of all the items you own. We’ve provided a helpful home content calculator to make this process easier. Just move from room to room, entering the value of each item into the calculator. The final amount should reflect the full value of everything in your home, ensuring you’re adequately covered.
Is a home contents calculator worth using?
Yes, a home contents calculator is a valuable tool. It helps ensure you don’t overlook any items when estimating the value of your belongings. By using the calculator, you can avoid underestimating the coverage you need, giving you peace of mind that all your possessions are properly insured. This is just a basic calculator to help you with your estimation. Please take time analysing your true contents value before using the calculator.
What happens if you underestimate the value of your home contents?
If you underestimate the value of your home contents, you could end up underinsured. This means that if you need to make a claim, your insurance provider may not cover the full cost of replacing your belongings. In this situation, the payout would likely only cover a percentage of your losses, leaving you to cover the rest out of pocket. It’s important to accurately calculate the value of your possessions to ensure you have adequate coverage in case of an unexpected event.